Our Significant Decisions

Clients and peers acknowledge our effectiveness in resolving disputes, whether through the courts or through alternative dispute resolution. Our lawyers have assisted policyholder clients in recovering hundreds of millions of dollars involving a vast array of liabilities. We have defended insurers in high stakes bad faith claims and we have successfully represented corporations and individuals in civil and commercial matters.

Some representative cases are summarized below:

INSURANCE COVERAGE CASES
PROPERTY & CASUALTY AND SUBROGATION CASES
COMMERCIAL LITIGATION CASES

INSURANCE COVERAGE CASES

Okafor v. Markel Insurance Co. of Canada, [2009] O.J. No. 3120 (S.C.J.). Acted for insurer and obtained dismissal of plaintiff's accident benefits claim for delay.

The Dominion of Canada General Insurance Company v. Daniel Dias (September 21, 2009, Workplace Safety and Insurance Appeals Tribunal, Decision No. 1711/09). This Workers’ Compensation Appeals Tribunal decision considered whether a claimant was a “worker” at the time of an accident or an independent contractor.

Dominion of Canada General Insurance Company v. Certas Direct Insurance Company, [2009] O.J. No. 2971 (S.C.J.). This appeal from the award of an arbitrator in a priority dispute considers the jurisdiction of an arbitrator to allow or disallow a dispute to continue where there is alleged delay after the expiry of the 90 day notice provisions referred to in s. 3(2) of Ontario Regulation 283/95. The appeal court found that an arbitrator, having determined that an insurer met the 90 day test, has no jurisdiction to consider alleged delay beyond the 90 day period.

Gore Mutual Insurance Company v. State Farm Mutual Automobile Insurance Company (June 12, 2009, Arbitrator Shari Novick). This insurance priority dispute considered the deemed named insured provisions of s. 66 of the SABS in the context of a Social Worker choosing to use a family vehicle to transport a client.

AXA Insurance (Canada) v. Ani-Wall Concrete Forming Inc. (2008), 91 O.R. (3d) 481 (C.A.), affirming (2007), 87 O.R. (3d) 764 (S.C.J.), additional reasons (2007), 88 O.R. (3d) 240 (S.C.J.), additional reasons (2007), 56 C.C.L.I (4th) 239 (S.C.J.). Acted for policyholder contractors and builders in claim against CGL insurer. The court held that the “Your Work”, “Your Product”, and “Rip and Tear” exclusions did not apply to claims for defective concrete.

Lloyd’s Underwriters v. Dominion of Canada General Insurance Co. (2008), 89 O.R. (3d) 509 (S.C.J.). This decision, on appeal from the decision of a private arbitrator, considered the limitation period applicable to a Loss Transfer dispute under section 275 of the Insurance Act.

Rehsi v. Dominion of Canada General Insurance Co. (June 30, 2008, FSCO Arbitration A06-002468). This decision addresses section 4(2)(e) of the SABS as well as the rehabilitation provisions of section 15 of the SABS. Claim for income replacement benefits, housekeeping and home maintenance expenses and retraining expenses dismissed.

Lawrence v. ACE INA Insurance Co. (May 16, 2008, FSCO Director's Delegate Appeal Decision, P-07-0007). This decision considered section 59(1) of the SABS, and whether a worker's election to sue in tort was made primarily to pursue a claim for statutory accident benefits.

Frohlinger v. Nortel Networks Corp. (2007), 40 C.P.C. (6th) 62 (Ont. S.C.J.). Acted as D&O insurance coverage counsel for policyholder in multi-billion dollar securities class action settlements in the U.S. and Canada.

Dominion of Canada General Insurance Co. v. Beckford-Tseu (2007), 07-CV-325439PD2 (Ont. S.C.J.). Acted for insurer in duty to defend application. There was no duty to defend where the insured allegedly pushed the plaintiff into the path of a taxi.

Walters v. State Farm Fire and Casualty Co. (2007), 55 C.C.L.I. (4th) 95 (Ont. S.C.J.). Acted for insurer with respect to a claim for damages to a slate roof. The plaintiff was seeking replacement of the roof at a cost of approximately $200,000.00. The court found that the roof could be repaired at a cost of $10,000.00.

CAA Insurance Company (Ontario) v. Dufferin Mutual Insurance Company (Private Arbitration Decision of Stephen Malach, July 26, 2007). This insurance priority decision considered the definition of "dependant" in the context of a young adult living with her mother.

Jesuit Fathers of Upper Canada v. Guardian Insurance Co. (2006), 267 D.L.R. (4th) 1 (S.C.C.), affirming (2004), 74 O.R. (3d) 79 (C.A.), affirming (2005), 68 O.R. (3d) 175 (S.C.J.). Acted as co-counsel for insurer in the Supreme Court of Canada. At issue was coverage, under a claims-made E&O policy, for residential school abuse litigation. The Supreme Court held that only one of approximately 100 claims was first made during the policy period, and that there was no duty to defend claims made after the policy expired.

Bridgewood Building Corp. (Riverfield) v. Lombard General Insurance Co. of Canada (2006), 266 D.L.R. (4th) 182 (Ont. C.A.), affirming (2005), 26 C.C.L.I. (4th) 93 (Ont. S.C.J.), application for leave to appeal to the Supreme Court of Canada dismissed November 9, 2006. Acted for policyholders in precedent-setting decision. For the first time in Canada, the court held that statutory liability under new home warranty legislation triggered CGL coverage, in the absence of a lawsuit. In affirming the decision, the appellate court held that the business risk doctrine did not preclude coverage for faulty concrete.

Cervo v. State Farm Mutual Automobile Insurance Company (2006), 83 O.R. (3d) 205 (C.A.). This Court of Appeal decision upheld a lower court’s ruling that an injured claimant was barred from recovering SABS benefits because of late notification to the insurer. The court considered the role of a claimant’s counsel in the notification process and the Relief from Forfeiture provisions of the Insurance Act and in the SABS.

Solway v. Lloyds of London and Allianz Insurance Co. (2006), 80 O.R. (3d) 401 (C.A.), varying (2005), 75 O.R. (3d) 129 (Ont S.C.J.). Acted for policyholders in claim under transportation and storage insurance policy. The Court of Appeal held that approximately $300,000 in costs and post-judgment interest was payable by the insurer in addition to the limit of liability.

Djepic v. Kuburovic and Dominion of Canada General Insurance Co. (2006), 263 D.L.R. (4th) 709 (Ont. C.A.), varying (2005), 20 C.C.L.I. (4th) 187 (Ont. S.C.J.). Acted for auto insurer on appeal of duty to defend decision. The Court of Appeal held that the defendant in an action was not an insured under an automobile policy.

Pomarico v. Petrovic (2006), 29 M.V.R. (5th) 307 (Ont. S.C.J.). Acted for automobile insurer on motion for summary judgment dismissing claim for coverage. The court held that the insured’s policy had lapsed and that she failed to renew her policy or take steps to reinstate it within the grace period.

Chaudry v. Economical Mutual Insurance Co., [2006] I.L.R. I-4458 (Ont. S.C.J.). Acted as co-counsel for insurer in successful jury trial. The jury dismissed the plaintiff's fire loss claim on the basis that the proof of loss was fraudulent or wilfully false.

Mantini-Atkinson v. Co-operators General Insurance Co. (2005), 75 O.R. (3d) 442 (C.A.), affirming (2003), 67 O.R. (3d) 351 (S.C.J.). Acted for policyholder in duty to defend appeal concerning interpretation of a professional services exclusion.

Shipman v. Dominion of Canada General Insurance Co. (2004), 73 O.R. (3rd) 144 (C.A.). In the context of a hit and run fatality accident, the Court of Appeal considered the excluded driver provisions of the Insurance Act, the regulations and the policy. The court held that there was no liability coverage under the policy and found that the Motor Vehicle Accident Claims Fund was responsible for payment of the plaintiffs’ damages.

Majestic Empire Inc. v. Federation Insurance Co. of Canada (2004), 16 C.C.L.I. (4th) 45 (Ont. C.A.), affirming (2004) 10 C.C.L.I. (4th) 75 (Ont. S.C.J.). Acted for insurer on motion to stay action on the basis that Ontario was not the proper jurisdiction and did not have a real and substantial connection to the action.

Royal & SunAlliance Insurance Company v. AXA Insurance Company (November 21, 2003, Arbitrator Bruce Robinson). This arbitration decision considered the relationship between Rules 7 and 12 of the Fault Determination Rules in a Loss Transfer dispute.

Cooper v. Farmers’ Mutual Insurance Co. (2002), 59 O.R. (3d) 417 (C.A.), affirming (2001), 32 C.C.L.I. (3d) 284 (Ont. S.C.J.). Acted for policyholders in duty to defend application. The decision was significant as the court gave a detailed ruling on the admissibility of extrinsic evidence in duty to defend applications.

Olenicz v. Torvest Corporation (July 31, 2002, Workplace Safety Appeals Tribunal). This Workers’ Compensation Appeals Tribunal decision considered whether a claimant was a “worker” at the time of an accident or an independent contractor.

Alie v. Bertrand & Frère Construction Co. (2002), 62 O.R. (3d) 345 (C.A.). Acted as co-counsel for insurer in case involving CGL coverage for faulty concrete.

Ritchie v. Baril and State Farm Fire & Casualty Co. (2002), 43 C.C.L.I. (3d) 234 (Ont. S.C.J.). Acted for insurer in duty to defend application. The central issue was whether loss of investment funds was “property damage” under primary and umbrella liability insurance policies.

Trafalgar Insurance Co. of Canada v. Imperial Oil Ltd. (2001), 57 O.R. (3d) 425 (C.A.). Acted as co-counsel for insurer in duty to defend appeal concerning the scope of a pollution exclusion in an oil spill claim.

MacKenzie v. Baker (2001), 56 O.R. (3d) 716 (Ont. S.C.J.). Acted for homeowners’ insurer in property damage claim arising out of dispute on valuation of damaged property.

Garballa v. State Farm Fire and Casualty Co. (2000), C.C.L.I. (3d) 11 (Ont. S.C.J.). Acted for insurer in defending a claim for stolen property that failed due to insufficient proof of actual loss and value of loss.

Louvarz v. Dominion of Canada General Insurance Co. (February 25, 2000, FSCO File No. A98-000446, Arbitrator David Evans). This arbitration considered a claimant’s claim for income replacement and other benefits under the SABS where credibility was an issue.

Kingsway General Insurance Co. v. Dominion of Canada General Insurance Co. (January 11, 2000, unreported, Ont. S. C. J., Sachs J.). This decision, on appeal from a private arbitrator’s award, considered the relationship between Rules 3 and 17 of the Fault Determination Rules in a Loss Transfer dispute, and in particular, the phrase “involved in the incident”.

Dominion of Canada General Insurance Co. v. Zurich Insurance Co. (September 27, 1999, Private Arbitrator Robinson). This decision considered whether a mother was principally dependent on her son under the SABS priority rules.

Grummet v. Federation Insurance Co. of Canada (1999), 46 O.R. (3d) (S.C.J.). This case considered whether a race car was an "automobile" for the purpose of claiming Statutory Accident Benefits.

Christakos v. Dominion of Canada General Insurance Company (1997), O.T.C. 241 (Gen. Div.). In this case, the court considered its jurisdiction to stay a FSCO SABS Arbitration and ruled on the requirement of a SABS claimant to mediate a dispute before commencing an action or arbitration.

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PROPERTY & CASUALTY AND SUBROGATION CASES

Small v. Stec, [2009] O.J. No. 426 (S.C.J.). Defended University campus police at trial in a claim for negligence, malicious prosecution, wrongful imprisonment, assault and battery.

Pipespec Ltd. v. Peppercorns Mediterranean Steak House Bar Ltd. (March 10, 2009, Toronto doc. CV-08-0343-00, Ont. S.C.J.). Defended client solicitor in a motion by plaintiff for an award of costs payable personally by the solicitor.

Starogiannis v. Extreme Personal Training Inc. (Ont. S.C.J., September 29, 2008, Master Dash). Acted for proposed defendant in a motion to add defendant beyond limitation period. This case discusses the new Limitations Act and the principles behind the Court's discretion to add a defendant to an action after the expiry of a limitation period.

Danyliw v. 578693 Ontario Ltd., [2007] O.J. No. 2377 (Ont. C.A.), affirming (2006), 52 C.L.R. (3d) 27 (Ont. S.C.J.). Acted for plaintiff in action to recover approximately $2,000,000.00 in damages resulting from a fire. The defendant masonry company that constructed the fireplace 19 years prior to the fire was found to be 100% responsible.

Brock v. Hsu (2006), 82 O.R. (3d) 786 (S.C.J.). Acted for the defendant Chair of the Pediatric Oncology Group in a case involving a plaintiff who allegedly suffered injuries due to one of the research protocols.

Zhuppa v. Porporino (2006), 210 O.A.C. 126 (C.A.). Successfully appealed to the Court of Appeal to overturn the enforcement of a purported settlement against an Albanian refugee using his seventeen year-old son as an interpreter.

Renaissance Leisure Group Inc. (c.o.b. Muskoka Sands Inn) v. Frazer (2004), 242 D.L.R. (4th) 229 (Ont. C.A.). Acted for the plaintiff in an action for contribution and indemnity from a joint tortfeasor. The action against the joint tortfeasor was commenced following the trial of the underlying action in which our client was found partially liable for the plaintiff's injuries. In the contribution trial, Frazer was found liable for 30% of the damages in the underlying action.

Coulter v. Lavignasse (2003), O.T.C. 439 (Ont. S.C.J.). Acted for defendant at trial which resulted in a successful threshold and deductible defence.

Cheung v. Toyota Canada Inc. (2003), 29 C.P.C. (5th) 267 (Ont. S.C.J.). Acted for moving defendant in a motion for sanctions due to spoliation of evidence in a product liability case.

Hawley v. Fearn-Stewart (2003), 233 D.L.R. (4th) 160 (Ont. S.C.J.). Acted for defendant in a discovery motion on whether the identity of a confidential informant was privileged.

Boisjoli v. Woody Hooks, [2003] O.J. No. 3362 (Ont. S.C.J.). Acted for defendant on summary judgment motion to dismiss claim and for costs.

Graham v. 7 Eleven Canada Inc., [2003] O.J. No. 544 (S.C.J.). Acted for defendant in summary judgment motion in slip and fall case.

Birbank Farms v. Superior Propane Inc., [2002] O.J. No. 2326 (Ont. S.C.J.). Acted for defendant in large explosion and fire claim. The plaintiff’s claim for business opportunity was restricted to 10% of the amount claimed by the plaintiff.

Smith v. Yea, [2001] O.J. No. 2059 (Ont. S.C.J.). Acted for defendant on motion to enforce settlement.

Doussept v. Canada Post, [1998] O.J. No. 4506 (C.A.). Successfully relied on, through appeal, the terms and conditions of an indemnity agreement. At issue was whether the terms of the agreement were broad enough to indemnify against claims arising out of the client’s own negligence.

Lorefice v. Consumers Gas [1998] O.J. No. 2832 (Ont. S.C.J.). Acted for plaintiff in subrogated action seeking to recover for a house fire. The defendant was found to be responsible for the fire and was ordered to pay 100% of the cost of the fire to our client.

Ferma Import & Export, a division of Unibel Co. v. Prudential Assurance Co. of England Property and Casualty (Canada), [1996] O.J. No. 2268 (Gen. Div.). Acted for defendant insurance broker with respect to a fire loss at a warehouse resulting in damages of approximately $300,000.00. No liability was found to rest with the broker and the action as against the broker was dismissed.

Mellanby v. Chapple, [1995] O.J. No. 1299 (Gen. Div.). Acted for a hotel company in a trial involving injuries sustained by a professional hockey player in a fight in the hotel's restaurant.

Kahsay v. Mesic, [1995] O.J. No. 2072 (Gen. Div.). Argued on motion that action should be dismissed based on the threshold provisions of the Insurance Act.

Whitlow v. 572008 Ontario Ltd. (c.o.b. Cross-Eyed Bear Tavern), [1995] O.J. No. 77 (Gen. Div.). Acted for a third party (Royal Canadian Legion) in a tavern liability case involving a fatality. The third party’s liability was restricted to 5%.

Jaffe v. Metropolitan Condominium Corp. No. 539, [1993] O.J. No. 2982 (Gen. Div.). Acted for the defendant condominium corporation at trial in an action in which the plaintiff sued the corporation for negligence and breach of contract after being abducted by bail bondsman in his condominium complex. The court found that there was no evidence that building was not maintained in a safe condition, nor was negligence or breach of contract established.

Snyder v. Rodger, [1993] O.J. No. 1382 (Gen. Div.). Acted for the defendants in a motor vehicle case in which, after trial on the damages issue, less was awarded to the plaintiff than the defendants' offer.

Trumble v. Honda Canada Inc., [1993] O.J. No. 2005 (Ont. Ct. (Gen. Div.)). Acted for the defendant Honda in a successful motion for summary judgement on the issue of whether the plaintiff's action was statute barred.

Sandhu v. Ontario (1990), 49 C.P.C. (2d) 298 (S.C.). Acted for Honda in a products liability case.

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COMMERCIAL LITIGATION CASES

Deonarian v. Shah, [2009] O.J. No. 850 (C.A.). Represented Respondent in an appeal in which the Respondent was alleged to have participated in an assault.

Inveresk PLC v. Precision Fine Papers Inc., [2008] O.J. No. 229 (S.C.J.). Obtained summary judgment in a commercial dispute against a purchaser of goods, in the face of a competing counterclaim concerning the condition of the goods.

Olar v. Laurentian University, [2008] O.J. No. 4623 (C.A.). Acted for University in appeal of decision relating to alleged misrepresentations in the University's promotional materials.

Lafontaine - Rish Medical Group v. Global T.V. News (2008), 232 O.A.C. 198 (Ont. Div. Ct.). Acted for a large broadcasting company defending a defamation claim arising out of a story on the activities of a Toronto and New York plastic surgery clinic. Successfully brought a motion to dismiss the matter for delay, which was challenged but upheld by the Divisional Court and the Ontario Court of Appeal.

Dawson v. University of Toronto, [2007] O.J. No. 4861 (C.A.). Acted for university. The Court of Appeal upheld the lower court decision in which the case against the university was struck, without leave to amend, on the basis that the court lacked jurisdiction to adjudicate an "educational malpractice" claim.

Frohlinger v. Nortel Networks Corp. (2007), 40 C.P.C. (6th) 62 (Ont. S.C.J.). Acted as D&O insurance coverage counsel for policyholder in multi-billion dollar securities class action settlements in the U.S. and Canada.

Canada (Attorney General) v. Reliance Insurance Co. (2007), 87 O.R. (3d) 42 (Ont. S.C.J. (Comm. List)). Brought a motion to stay a liquidator’s proceeding due to an arbitration clause in an underlying agreement.

Brown v. Raymond James Ltd. (2007), 51 C.P.C. (6th) 76 (Ontario S.C.J.). Argued security for costs motion in a commercial litigation case involving principles of international comity.

Semple v. Canada (Attorney General) (2006), 40 C.P.C. (6th) 314 (Man. Q.B.). Acted for a third party religious institution in motion to certify the largest class action in Canadian history (with a class size of over 90,000), and to approve the settlement of the action.

Baxter v. Canada, [2005] O.J. No. 2165 (Ont. S.C.J.). Acted for church in proposed class action claim. At issue in the motion was whether the third parties had the right to bring motions to dismiss the third party claims before the certification motion in the underlying class action.

Grace v. Fort Erie (Town) (2003), 42 M.P.L.R. (3d) 180 (S.C.J.). Acted as co-counsel for municipality in defence of a certification motion in an environmental class action. Certification motion was dismissed and the court granted summary judgment.

Treats Inc. v. Richter, Usher and Vineberg, Chartered Accountants, [2003] O.J. No. 527. Acted for defendant in a successful security for costs motion in a case where fraud was alleged against a former counsel and director of the plaintiff company. The court found that the plaintiff did not have enough exigible assets to satisfy a costs award and that many assets could disappear into the hands of creditors.

Pearson v. Inco Ltd. (2002), 33 C.P.C. (5th) 264 (Ont. S.C.J.). Acted as co-counsel for municipality in defence of a certification motion in an environmental class action.

Re Thomson Kernaghan & Co., [2003] O.J. No. 5300 (S.C.J.). Acted for two of the vice-presidents in a matter involving the bankruptcy of Thomson Kernaghan & Co.

Canadian Premier Holdings Ltd. v. Winterthur Canada Financial Corp. (2000), 132 O.A.C. 172 (C.A.). Acted for Winterhur Canada Financial Corp. on appeal. At trial, Winterhur was ordered to pay certain assessments arising from the insolvency of several Life Insurance companies. On appeal, the trial decision was reversed and Winterhur was not required to pay any assessments.

Visagie v. TVX Gold Inc., [1998] O.J. No. 4032 (Gen. Div.). Acted for a large gold mining company in a lengthy trial involving allegations of breach of fiduciary duty, confidentiality, and breach of contract.

Toronto-Dominion Bank v. Bank of Montreal (1995), 22 O.R. (3d) 362 (Gen. Div.). Successfully defended a director at trial against claims of unjust enrichment flowing from a mistaken wire transfer deposit.

Despot Estate v. Vernad Associates Inc., [1994] O.J. No. 2339 (Gen. Div.). Acted for a land owner resisting being added as a necessary party to a land dispute between the plaintiffs and other previous holders of the land.

Thomson v. United Church of Canada, [1993] O.J. No. 3278 (Gen. Div.). Defended a church in an action in which the complainant unsuccessfully sought a publication ban.

ViSP Construction v. Scepter Manufacturing Co., [1991] O.J. No. 356 (Gen. Div.). Acted for the defendant pipe manufacturer in a trial over whether the pipes provided for a municipal construction project were defective.

Bay Tower Homes v. St. Andrew's Land Corp., [1990] O.J. No. 594 (S.C.J.). Acted for defendant builder in an action concerning whether there was a binding agreement of purchase and sale of a condominium unit. The court found that there was no offer and acceptance and that the real estate broker had no authority to bind the defendants.

Caruso v. Northern Telecom Ltd., [1990] O.J. No. 2156 (Ont. Ct. (Gen. Div.)). Acted for defendant in an action for wrongful dismissal, in which the court found just cause after trial.